Products & Services

Credit Predix

Credit Predix is a powerful Credit Risk Rating Application that provides a host of functionality for consumer, commercial, and corporate credit scoring. It includes a light-weight model authoring, management and deployment platform. It has admin tools to support user access rights, and task reassignments.
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FINAnalytiks

FINAnalytiks is an extremely powerful Financial Spreading Application, it provides functionality to rival other solutions both in terms of user- friendliness and sophisticated analysis. It provides a Chart of Accounts which can be easily modified by the business administrator and provides the function to generate projected financial statements based on key assumptions.

Risk Qube & Explore

Pilot’s Software specifically use for assisting the Client in designing the Credit Reports that is used to monitor the Credit Scorecard performance as well as Decision make based on the scorecard. It also assist in performing credit analysis that is link to all the information in Credit Predix as well as FINAnalytiks that is key in understanding certain exceptions cases.

Model Development

Pilot provides Model Development service that encompass both Retail and Non-Retail portfolios. The model approach used by Pilot are compliant to Basel and Regulatory Bank Guidelines. Model developed by Pilot are accurate as well as transparent as Pilot will provide full knowledge transfer on the Model Developed.

Model Validation

Model Validation services is also provided by Pilot. This service encompass for both Retail and Non-Retail portfolio and all findings will be thoroughly documented. Transfer knowledge will be provided as well as support to the audit team in meeting the Regulatory Bank findings.

Integration services

Pilot can also provide Integration services between the Credit Scoring and various data mart or Core Banking. This Integration services will assist the Bank in centralizing their input and output data in order to have a more orderly data mart as well as better data housekeeping. This service also encompass advisory on the data mart design in order to capture and centralize all possible information.

About Us

Pilot Multimedia (M) Sdn Bhd (PILOT) is a Malaysian private limited company founded in the year 1992 and has achieved Multimedia Supercorridor Status (MSC) in 2002 for the development of Risk Management Solutions. This status accords PILOT tax free status for 10 years and the Malaysian government also actively provides support to MSC companies in terms of R&D, marketing and other financial incentives. In the process PILOT has developed a Credit Scoring Solution/Risk Management product which has been successfully implemented in a number of financial institutions. ‘Risk Predix’ is our specific Risk Management product for the Financial Services sector. Our home-grown credit scoring solution also allows expansion into non-financial institution industries, as ‘Trade Credit’ is also provided by large MNC’s and wholesalers that sell on credit terms.

Major international companies have also established strong relationships with PILOT and use our product to complement their risk management solution. Key amongst our partnerships are SAS and Algorithmics (a subsidiary of the Fitch Group and since last year has been acquired by IBM). Both have evaluated our solutions and packaged our solution for implementation in the region. Algorithmics are a leading vendor with ICAAP, VCorporate Credit, Market Risk and Operational Risk Solutions. They have reviewed and chosen PILOT as their partner, and exclusively distribute PILOT’s Credit Rating and Scorecard Monitoring Solutions globally and have embedded PILOT’s Rating Engine & Financial Spreading as part of its own solution.