About Us

Pilot Multimedia Pte Ltd, a company incorporated in Singapore, was established in 2013. PILOT has developed a Credit Scoring Solution/Risk Management product which has been successfully implemented in a number of financial institutions; including OCBC Bank which is incorporated and domicile in Singapore.

Pilot Singapore is also related to Pilot Multimedia (M) Sdn Bhd (PILOT), which is a Malaysian private limited company. PILOT was founded in the year 1992 and has achieved Multimedia Supercorridor Status (MSC) in 2002 for the development of Risk Management Solutions. This status accords PILOT tax-free status for 10 years, and the Malaysian government also actively provides support to MSC companies in terms of R&D, marketing, and other financial incentives. In the process, PILOT has developed a Credit Scoring Solution/Risk Management product that has been successfully implemented in a number of financial institutions. ‘Risk Predix’ is our specific Risk Management product for the Financial Services sector. Our homegrown credit scoring solution also allows expansion into non-financial institution industries, as ‘Trade Credit’ is also provided by large MNCs and wholesalers that sell on credit terms.

Products & Services

Credit Predix

Credit Predix is a powerful Credit Risk Rating Application that provides a host of functionality for consumer, commercial, and corporate credit scoring. It includes a lightweight model authoring, management, and deployment platform. It has admin tools to support user access rights and task reassignments.
Click here for the Product Brochure.

FINAnalytiks

FINAnalytiks is an extremely powerful Financial Spreading Application, it provides functionality to rival other solutions both in terms of user-friendliness and sophisticated analysis. It provides a chart of accounts that can be easily modified by the business administrator and provides the function to generate projected financial statements based on key assumptions.

Integration services

Pilot can also provide Integration services between the Credit Scoring and various data marts or Core Banking. This integration service will assist the bank in centralizing their input and output data in order to have a more orderly data mart as well as better data housekeeping. This service also encompasses advisory on the data mart design in order to capture and centralize all possible information.

Business Intelligence & Reporting

Pilot's Software is specifically designed to assist clients in creating Credit Reports used for monitoring Credit Scorecard performance and supporting decision-making based on the scorecard. Additionally, the software helps with business decisions by enabling users to plot graphs, analyze trends, and derive valuable insights.

Model Development

Pilot provides Model Development services that encompass both retail and non-retail portfolios. The model approach used by Pilot is compliant with Basel and Regulatory Bank Guidelines. The model developed by Pilot is accurate as well as transparent, as Pilot will provide full knowledge transfer on the model developed.

Model Validation

Model Validation services are also provided by Pilot. This service encompasses both retail and non-retail portfolios, and all findings will be thoroughly documented. Transfer knowledge will be provided as well as support to the audit team in meeting the Regulatory Bank findings.

ESG Grading Scorecard

Pilot's ESG Grading Scorecard evaluates a company's sustainability based on Bank Negara's guidelines and compliance with the current regulatory framework. Tailored to specific industries and client data availability, the scorecard ensures precise, reliable ratings, aligning with regulatory and market expectations.

Cybersecurity Training

In partnership with Cyber Ranges, Pilot offers advanced cybersecurity training to bolster organizational defenses. Using realistic simulations of real-world cyberattacks, the program identifies vulnerabilities and improves readiness. Trusted by the UN since 2017, it’s a proven solution for national and regional cyber drills.

Automated Financial Spreading

The Automated Financial Spreading module transforms raw financial data into customizable charts of accounts. Powered by a Large Language Model, it adapts to varied formats and provides multilingual translation, making it versatile and efficient for global financial reporting.

Our Clients